1. CONTACT INFORMATION

Billing address

Welcome to the www.tesskeefe.com website.
Please read these Terms and Conditions carefully before purchasing, accessing or using any of our Programs, Products and Services.


*Please also review our Privacy Policy for how your information is stored and shared.

Before embarking on any endeavor, please use caution and seek the advice of your own personal professional advisors, such as your attorney and your accountant.

DISCLAIMER OF WARRANTIES
THE WEBSITE MAY CONTAIN ADVICE, OPINIONS, INSTRUCTIONS AND STATEMENTS FROM TESS KEEFE ENTERPRISES INC., ITS USERS AND OTHER CONTENT AND INFORMATION PROVIDERS. THIS CONTENT IS INTENDED TO BE USED FOR ENTERTAINMENT PURPOSES ONLY. YOU USE THE WEBSITE AND CONTENT AT YOUR OWN RISK. THE WEBSITE IS PROVIDED BY TESS KEEFE ENTERPRISES INC. ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, TESS KEEFE ENTERPRISES INC. MAKES NO REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION OR CONTENT INCLUDED ON THE WEBSITE.

You agree to abide by all policies and procedures as outlined in this agreement as a condition of your purchase of the Product, as well as the sale of other related services and products. We provide services to you subject to the following notices, terms, and conditions (the “Terms”).

Please read these terms carefully. These terms, as modified or amended from time to time, are a binding contract between TESS KEEFE ENTERPRISES INC. (“we” and/or “us”, etc) and you (“Customer” or "you”).

You may only use the website(s) operated by TESS KEEFE ENTERPRISES INC. (the “Website”) if you first accept these terms.

If you create an account on the Website, you are responsible for maintaining the security of your account and data, and you are fully responsible for all activities that occur under the account. You must immediately notify TESS KEEFE ENTERPRISES INC. of any unauthorized uses of your data, your account or any other breaches of security. You may not use the account, username, or password of another user at any time or disclosing your password to any third party or permitting any third party to access your account.

PRODUCT DETAILS
Customer accepts and agrees that Customer is 100% responsible for their progress and results from the Product. Customer acknowledges that, as with any business endeavor, there is an inherent risk of loss of capital and there is no guarantee that Customer will reach their goals as a result of purchase of Product.

METHODS OF PAYMENT
If Customer elects to pay by monthly installments, Customer authorizes the Company to charge Customer’s credit card or debit card. If Customer elects to pay in full upon registration, Customer may pay by credit card or debit card.
You are responsible to ensure that the payments are made on time. If your account is beyond 30-days overdue, TESS KEEFE ENTERPRISES INC. reserves the right to turn over the account to collections with outstanding interests and accrued costs incurred in order to engage a Debt Recovery Mercantile Agency or a Solicitor to attend engaged by the company; in order to recover the outstanding amount due and payable.

REFUND POLICY
By choosing to purchase this program you understand and agree that YOUR PURCHASE IS NON-REFUNDABLE unless stated otherwise in the terms and conditions for a specific program and/or product.

ORDERING OF SERVICES; CONDUCT OF SERVICES
If you choose to order a product or service through the website we will make best efforts to provide that service or product to the best of our ability. However, we make no warranty with regards to your satisfaction with any service or product in general. Prices for services will be listed on the Website and may change from time to time.

PRODUCT AND SERVICE SPECIFICATIONS; PRICING; TYPOGRAPHICAL ERRORS
While we promise do our best to ensure the accuracy of the information on the Website, TESS KEEFE ENTERPRISES INC. does not warrant that product and/or service specifications, pricing, or other content on the Website is complete, accurate, or error-free. In the event of any errors relating to the pricing or specifications of any product, TESS KEEFE ENTERPRISES INC. shall have the right to refuse or cancel any orders in its sole discretion. If your credit card is charged prior to cancellation, TESS KEEFE ENTERPRISES INC. will issue a credit to your account in the amount of the charge.

CUSTOMER SUPPORT
You may contact TESS KEEFE ENTERPRISES INC. Customer Services by sending an email to tess@tesskeefe.com. You acknowledge that the provision of customer support is at TESS KEEFE ENTERPRISES INC.’S sole discretion and that TESS KEEFE ENTERPRISES INC. shall have no obligation to provide you with customer support of any kind. We may provide you with customer support from time to time, at our sole discretion, and the provision of some level of support is no guarantee of future support.

NOTICE RE COPYRIGHT OWNERSHIP
All rights reserved. All content on the Website is subject to intellectual property rights, contractual rights or other protections. The intellectual property rights are owned by TESS KEEFE ENTERPRISES INC. or its licensors. No content may be copied, distributed, republished, uploaded, posted or transmitted in any way except as provided expressly in the Terms or with the prior express written consent of TESS KEEFE ENTERPRISES INC.. Modification or use of the materials for any other purpose may violate intellectual property rights.

Material given to Customer with the purchase of Product is proprietary, copyrighted and developed solely and specifically for Company. Original materials that have been provided to Customer are for Customer’s individual use only and a single-user license. Customer agrees that such proprietary material is solely for Customer’s own personal use. Any disclosure, reproduction and sale by Customer to a third party are strictly prohibited.

MINIMUM AGE REQUIREMENT
The Website is intended for use by persons who are at least 18 years old or the legal age required to form a binding contract in your jurisdiction if that age is greater than 18. By using the Website, you represent and warrant that you are at least 18 years old and of legal age to form a binding contract. If you are under 18, you may use the Website only with the permission and involvement of a parent or guardian.

ELECTRONIC COMMUNICATIONS
You agree to electronic communication for all of your transactions and communication with TESS KEEFE ENTERPRISES INC. and the Website. You agree that all postings, notices, disclosures, or other communications that we provide to you electronically satisfy any legal requirements that such communications be in writing.

NOTICES AND CONTACT INFORMATION; COPYRIGHT COMPLAINTS
Except as otherwise provided in these Terms, TESS KEEFE ENTERPRISES INC. will give you any notices by posting them on the Website, and you agree that such posting will constitute effective notice. You agree to keep your address current and that notice provided by TESS KEEFE ENTERPRISES INC. to the address that you have most recently provided will constitute effective notice. TESS KEEFE ENTERPRISES INC. address for Legal Notices is:

177 Glendonwynne Road
Toronto, Ontario
M6P 3E8

TESS KEEFE ENTERPRISES INC. respects the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide TESS KEEFE ENTERPRISES INC. with written notice.

MODIFICATIONS TO TERMS AND WEBSITE
You agree that from time to time we may, at our sole discretion, modify, add or remove any or all parts of these Terms and the Privacy Policy. Such modifications will be effective immediately upon posting of the modified Terms to the Website. Your continued use of the Website following the posting of changes to these Terms will mean that you accept those changes. We reserve the right from time to time to temporarily or permanently modify or discontinue, and restrict or block access to, the Website (or any part thereof) without notice.

PROTECTION OF SITE CONTENT
Our Website is protected by Canadian, U.S. and international intellectual property laws, which you agree to respect. All content on the Website, including but not limited to text, logos, icons, images, graphics, audio clips, compilations and downloads, as well as the collection, arrangement, and assembly of such content, is the exclusive property of TESS KEEFE ENTERPRISES INC. or its content suppliers. All software used on the Website is the property of TESS KEEFE ENTERPRISES INC. or its software suppliers.

TERMINATION OR CANCELLATION
You agree that we may, at any time and at our sole discretion, with or without cause or any notice to you, terminate these Terms, your access to the Website, and/or your Account, or suspend or block your access to the Website. You will still be liable for any breaches of these Terms and/or obligations incurred before the Terms end. If you use the Website after termination of these Terms, that use will constitute your agreement to the Terms then posted on the Website. TESS KEEFE ENTERPRISES INC. may continue to use electronic or printed materials it has created, or has developed specific plans to create, that contain such Content according to the terms contained above with respect to removal or modification of Content previously posted on the Website.

INDEMNIFICATION
As a condition of your access to and use of the Website, you agree to hold TESS KEEFE ENTERPRISES INC., and its subsidiaries, affiliates, officers, directors, employees, agents, attorneys, and suppliers, and each of their respective successors and assigns, harmless from, and indemnify them for, all damages, costs, expenses and other liabilities, including but not limited to attorneys' fees and expenses, relating to any claim arising out of or related to: (i) your access to and use of the Website and the content therein; (ii) your violation of these Terms (including terms incorporated into them, e.g., the Privacy Policy and Supplemental Terms), and any applicable law or the rights of another person or party; (iii) any dispute you have or claim to have with one or more users of the Website; (iv) TESS KEEFE ENTERPRISES INC.’S resolution (if any) of any dispute you have or claim to have with one or more users of the Website; (v) your improper authorization for TESS KEEFE ENTERPRISES INC. to collect, use or disclose any data or Content provided by you; and (vi) any disclosures made with your permission (including, without limitation, your consent that TESS KEEFE ENTERPRISES INC. disclose your personal information and other information collected as set forth in our Privacy Policy).

If you have any questions about these T&C, please contact us at tess@tesskeefe.com
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Gina
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